ACA Health Insurance in Hood County, Texas. About 20,811 Medicare beneficiaries live here, with roughly 49 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Hood County, TX has about 69,126 residents per the 2024 ACS 5-year estimates (27% age 65 or older). The leading insurance carriers serving the county for aca health insurance include UnitedHealthcare, Humana, Sierra Health and Life. We compare options at no cost to you.
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The Hood County aca health insurance market
Hood County has about 69,126 residents, 27% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include UnitedHealthcare, Humana, Sierra Health and Life — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Hood County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Hood County at a glance
Population (2024 ACS)
69,126
Medicare beneficiaries
20,811
MA penetration
49%
Age 65 or older
27%
What makes Hood County different: Hood County is a genuine retirement destination — its median age is about 45 and roughly 26.5% of residents are 65+, more than double the Texas average, anchored by the lake-and-golf community around Granbury. With about 20,050 Medicare beneficiaries and nearly half (about 9,750, ~48.6%) already enrolled in Medicare Advantage, it has the deepest senior-insurance market of this batch, with the 73-bed Lake Granbury Medical Center serving Hood, Somervell and Erath counties.
Top carriers in Hood County
UnitedHealthcare (AARP Medicare Advantage)
4.5-star CMS rating
Humana (HumanaChoice PPO)
4-star CMS rating
Sierra Health and Life (Humana)
4-star CMS rating
Cigna HealthSpring
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Hood County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Hood County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Lake Granbury Medical Center (Granbury)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Lake Granbury Medical Center (Granbury)
Frequently Asked Questions
How many people live in Hood County?▾
Hood County has about 69,126 residents per the 2024 ACS 5-year estimates; 27% are age 65 or older.
Who are the top insurers in Hood County?▾
The largest carriers in Hood County are UnitedHealthcare (AARP Medicare Advantage), Humana (HumanaChoice PPO), Sierra Health and Life (Humana), Cigna HealthSpring. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Hood County?▾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Lake Granbury Medical Center (Granbury).
How does Hood County's unique demographic affect my options?▾
Due to Hood County's high concentration of residents aged 65 and older, you have a variety of Medicare Advantage plans available through UnitedHealthcare, Humana, and Sierra Health and Life. Local seniors often find these plans beneficial for their specific needs.
When can I enroll in ACA Marketplace plans?▾
You can enroll from November 1 to December 15 each year during the Annual Enrollment Period (AEP). Outside of this, you may qualify for a Special Enrollment Period (SEP) if there are changes in your life circumstances.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
