ACA Health Insurance in Pecos County, Texas. About 2,458 Medicare beneficiaries live here, with roughly 49 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Pecos County ACA Health Insurance — quick answer
Pecos County, TX has about 14,896 residents per the 2024 ACS 5-year estimates (13% age 65 or older). The leading insurance carriers serving the county for aca health insurance include UnitedHealthcare, Humana, Wellpoint. We compare options at no cost to you.
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The Pecos County aca health insurance market
Pecos County has about 14,896 residents, 13% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include UnitedHealthcare, Humana, Wellpoint — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Pecos County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Pecos County at a glance
Population (2024 ACS)
14,896
Medicare beneficiaries
2,458
MA penetration
49%
Age 65 or older
13%
What makes Pecos County different: Despite being a remote ~4,765-square-mile Permian Basin frontier county (the second-largest county by area in Texas) served by a single 25-bed critical-access hospital, Pecos County has relatively high Medicare Advantage uptake for rural Texas: roughly 47-49% of its ~2,400-2,460 Medicare beneficiaries were in MA plans in 2024, led by UnitedHealthcare (Sierra Health and Life) and Humana regional PPO products, even though only 13.3% of residents are 65+ (versus 16.8% nationally) because of the young oil-and-gas and construction workforce.
Top carriers in Pecos County
UnitedHealthcare (Sierra Health and Life Insurance Company)
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Pecos County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Pecos County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Pecos County Memorial Hospital (25-bed Critical Access Hospital, Fort Stockton)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Pecos County Memorial Hospital (25-bed Critical Access Hospital, Fort Stockton)
Frequently Asked Questions
How many people live in Pecos County?â–¾
Pecos County has about 14,896 residents per the 2024 ACS 5-year estimates; 13% are age 65 or older.
Who are the top insurers in Pecos County?â–¾
The largest carriers in Pecos County are UnitedHealthcare (Sierra Health and Life Insurance Company), Humana (Humana Insurance Company), Wellpoint (WellPoint Texas / Anthem-Elevance, formerly Amerigroup). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Pecos County?â–¾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Pecos County Memorial Hospital (25-bed Critical Access Hospital, Fort Stockton).
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