ACA Health Insurance in Frio County, Texas. About 2,870 Medicare beneficiaries live here, with roughly 70 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Frio County, TX has about 18,582 residents per the 2024 ACS 5-year estimates (13% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana, UnitedHealthcare, Devoted Health. We compare options at no cost to you.
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The Frio County aca health insurance market
Frio County has about 18,582 residents, 13% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana, UnitedHealthcare, Devoted Health — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Frio County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Frio County at a glance
Population (2024 ACS)
18,582
Medicare beneficiaries
2,870
MA penetration
70%
Age 65 or older
13%
What makes Frio County different: Frio County's Medicare market is unusually young and small for its population: a median age of roughly 32 and a 65-plus share near 13 percent (below Texas's statewide ~14 percent) reflect the Eagle Ford oil-and-gas workforce and the ~1,216-bed Dolph Briscoe state prison (TDCJ), located near Dilley in southern Frio County. Yet the county sits in the South Texas corridor where Medicare Advantage PPOs from Humana and UnitedHealthcare dominate enrollment.
Top carriers in Frio County
Humana
4-star CMS rating
UnitedHealthcare (AARP)
4.5-star CMS rating
Devoted Health
5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Frio County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Frio County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals: Frio Regional Hospital (Pearsall, critical-access, 22 beds)
Frequently Asked Questions
How many people live in Frio County?â–¾
Frio County has about 18,582 residents per the 2024 ACS 5-year estimates; 13% are age 65 or older.
Who are the top insurers in Frio County?â–¾
The largest carriers in Frio County are Humana, UnitedHealthcare (AARP), Devoted Health. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Frio County?â–¾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Frio Regional Hospital (Pearsall, critical-access, 22 beds).
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