El Paso-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
El Paso County, TX has about 869,000 residents per the 2024 ACS 5-year estimates (13% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana Gold Plus H4007, Amerigroup Texas, WellMed Medicare Advantage. We compare options at no cost to you.
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El Paso County has about 869,000 residents, 13% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana Gold Plus H4007, Amerigroup Texas, WellMed Medicare Advantage — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H4007 against every other carrier serving El Paso County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes El Paso County different: 74% MA penetration — third-highest in TX after Starr and Hidalgo. Border bilingual market.
Humana Gold Plus H4007 (HMO)
4-star CMS rating
Amerigroup Texas (HMO D-SNP)
4-star CMS rating
WellMed Medicare Advantage (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. El Paso County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the El Paso County plans that fit your situation.
El Paso County has about 869,000 residents per the 2024 ACS 5-year estimates; 13% are age 65 or older.
The largest carriers in El Paso County are Humana Gold Plus H4007 (HMO), Amerigroup Texas (HMO D-SNP), WellMed Medicare Advantage (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
TX HICAP — Rio Grande Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include University Medical Center of El Paso, Las Palmas Medical Center, The Hospitals of Providence Memorial Campus.
With 74% of residents choosing Medicare Advantage, ACA plans offer a diverse range. Local carriers like Humana Gold Plus H4007 and Amerigroup Texas provide options for under-65 Texans.
Enrollment opens annually from November 1 to December 15 (AEP). Outside this period, you can still enroll during Special Enrollment Periods if eligible. Matt can help assess your needs and compare options.
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