Plano-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Collin County, TX has about 1,195,602 residents per the 2024 ACS 5-year estimates (12% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana Gold Plus H4007, UnitedHealthcare AARP Medicare Advantage Plan 1, Texas Health Aetna Medicare Advantage. We compare options at no cost to you.
Prefer to listen?
Free audio version, generated on demand by Google Cloud Text-to-Speech.
Collin County has about 1,195,602 residents, 12% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana Gold Plus H4007, UnitedHealthcare AARP Medicare Advantage Plan 1, Texas Health Aetna Medicare Advantage — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H4007 against every other carrier serving Collin County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Collin County different: Plano/Frisco/McKinney — ACA-heavy under-65 (corporate transplant population). Below-state-average MA penetration.
Humana Gold Plus H4007 (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Texas Health Aetna Medicare Advantage (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Collin County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Collin County plans that fit your situation.
Collin County has about 1,195,602 residents per the 2024 ACS 5-year estimates; 12% are age 65 or older.
The largest carriers in Collin County are Humana Gold Plus H4007 (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO), Texas Health Aetna Medicare Advantage (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
TX HICAP — North Central Texas Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Texas Health Presbyterian Hospital Plano, Medical City Plano, Baylor Scott & White Medical Center–Plano.
Collin County has a higher corporate transplant population, leading to more ACA plans available. This unique situation means you can explore a wider range of options tailored for under-65 residents.
The Annual Enrollment Period (AEP) runs from October 15 to December 7. However, you can also enroll during Special Enrollment Periods if there's a qualifying life event.
Accessibility
Text size
