ACA Health Insurance in Cameron County, Texas. About 73,351 Medicare beneficiaries live here, with roughly 75 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H4007 and WellMed Medicare Advantage. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Cameron County ACA Health Insurance Plans

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Matt Giron

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Cameron County ACA Health Insurance — quick answer

Cameron County, TX has about 425,000 residents per the 2024 ACS 5-year estimates (14% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas. We compare options at no cost to you.

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The Cameron County aca health insurance market

Cameron County has about 425,000 residents, 14% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H4007 against every other carrier serving Cameron County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Cameron County at a glance

Population (2024 ACS)
425,000
Medicare beneficiaries
73,351
MA penetration
75%
Age 65 or older
14%

What makes Cameron County different: Rio Grande Valley border county — 90% Hispanic, very high MA penetration. Spanish content mandatory; 'Winter Texan' snowbird inflow.

Top carriers in Cameron County

  • Humana Gold Plus H4007 (HMO)

    4-star CMS rating

  • WellMed Medicare Advantage (HMO)

    4-star CMS rating

  • Amerigroup Texas (HMO D-SNP)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Cameron County

Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Cameron County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Valley Baptist Medical Center–Brownsville
  • Valley Regional Medical Center
  • South Texas Health System–Edinburg

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Cameron carriers — network lookup

  • Humana Gold Plus H4007 4★
    Humana provider finder ↗
  • WellMed Medicare Advantage 4★
    Search "WellMed Medicare provider directory" or call the carrier directly.
  • Amerigroup Texas 4★
    Search "Amerigroup Texas provider directory" or call the carrier directly.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Cameron County plans that fit your situation.

Local resources in Cameron County

Frequently Asked Questions

How many people live in Cameron County?

Cameron County has about 425,000 residents per the 2024 ACS 5-year estimates; 14% are age 65 or older.

Who are the top insurers in Cameron County?

The largest carriers in Cameron County are Humana Gold Plus H4007 (HMO), WellMed Medicare Advantage (HMO), Amerigroup Texas (HMO D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Cameron County?

TX HICAP — Lower Rio Grande Valley Development Council (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Valley Baptist Medical Center–Brownsville, Valley Regional Medical Center, South Texas Health System–Edinburg.

How does the high Hispanic population affect ACA plans in Cameron County?

The majority of residents are Hispanic, which means specific cultural and linguistic support is available. Matt can assist with Spanish-speaking customers to ensure understanding of plan options.

When can I enroll in Marketplace plans for under-65 Texans and Floridians?

You can enroll during the Annual Enrollment Period (AEP) from October 15 to December 7 each year, or through Special Enrollment Periods if you have a qualifying life event. Matt is here to help you compare options and make informed decisions.

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