Port St. Lucie-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
St. Lucie County, FL has 100,944 Medicare beneficiaries per CMS Q1 2024 data, with about 57% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana Gold Plus H1036, Florida Blue BlueMedicare, Cleveland Clinic Florida Medicare. We compare these plans for free and never charge a fee.
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About 57% of St. Lucie County's 100,944 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Florida average (23% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana Gold Plus H1036 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 35 Medicare Advantage plans are available in St. Lucie County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes St. Lucie County different: Port St. Lucie — fastest-growing FL city for under-65 retirees moving from the NE. ACA + early Medicare planning.
Humana Gold Plus H1036 (HMO)
4-star CMS rating
Florida Blue BlueMedicare (HMO)
4-star CMS rating
Cleveland Clinic Florida Medicare (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. St. Lucie County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in St. Lucie County: Florida SHINE — St. Lucie — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the St. Lucie County plans that fit your situation.
About 100,944 Floridians in St. Lucie County are enrolled in Medicare as of May 2026 CMS data. About 57% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in St. Lucie County are Humana Gold Plus H1036 (HMO), Florida Blue BlueMedicare (HMO), Cleveland Clinic Florida Medicare (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — St. Lucie (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, HCA Florida Lawnwood Hospital.
As of May 2026, about 35 Medicare Advantage plans are available to St. Lucie County residents, led by Humana Inc., UnitedHealth Group, Inc., CVS Health Corporation, Guidewell Mutual Holding Corporation. We compare all of them side by side at no cost.
Port St. Lucie is the fastest-growing city for under-65 retirees moving from the Northeast, making it crucial to have a plan that covers your specific health needs. Our local agent can help you find the right Medicare Supplement coverage tailored to your unique situation.
You can enroll during Annual Enrollment Period (AEP) from October 15th to December 7th, or during Special Enrollment Periods if you have a life-changing event. Matt is here to help you navigate the enrollment process and compare options.
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