Port St. Lucie-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
St. Lucie County, FL has about 367,000 residents per the 2024 ACS 5-year estimates (23% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana Gold Plus H1036, Florida Blue BlueMedicare, Cleveland Clinic Florida Medicare. We compare options at no cost to you.
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St. Lucie County has about 367,000 residents, 23% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana Gold Plus H1036, Florida Blue BlueMedicare, Cleveland Clinic Florida Medicare — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H1036 against every other carrier serving St. Lucie County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes St. Lucie County different: Port St. Lucie — fastest-growing FL city for under-65 retirees moving from the NE. ACA + early Medicare planning.
Humana Gold Plus H1036 (HMO)
4-star CMS rating
Florida Blue BlueMedicare (HMO)
4-star CMS rating
Cleveland Clinic Florida Medicare (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. St. Lucie County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the St. Lucie County plans that fit your situation.
St. Lucie County has about 367,000 residents per the 2024 ACS 5-year estimates; 23% are age 65 or older.
The largest carriers in St. Lucie County are Humana Gold Plus H1036 (HMO), Florida Blue BlueMedicare (HMO), Cleveland Clinic Florida Medicare (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — St. Lucie (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, HCA Florida Lawnwood Hospital.
Giron Agency offers tailored ACA plans, including Humana Gold Plus H1036, specifically designed for the growing retiree population in Port St. Lucie.
For under-65 residents, you can enroll during the Annual Enrollment Period (AEP) from October 15 to December 7 or through Special Enrollment Periods (SEPs) if you have a qualifying life event.
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