Medicare Supplement in Columbia County, Florida. About 18,346 Medicare beneficiaries live here, with roughly 53 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Columbia County Medicare Supplement — quick answer
Columbia County, FL has 18,346 Medicare beneficiaries per CMS Q1 2024 data, with about 53% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana, UnitedHealthcare, Preferred Care Partners. We compare these plans for free and never charge a fee.
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The Columbia County medicare supplement market
About 53% of Columbia County's 18,346 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 15 Medicare Advantage plans are available in Columbia County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Columbia County at a glance
Population (2024 ACS)
74,467
Medicare beneficiaries
18,346
MA penetration
53%
Age 65 or older
19%
What makes Columbia County different: Lake City, the Columbia County seat, is known as the 'Gateway to Florida' at the I-10/I-75 crossroads; HCA Florida Lake City Hospital, a 141-bed acute-care facility, is the regional medical hub serving Columbia, Hamilton and Suwannee counties, and the Lake City VA Medical Center has provided veteran care for over a century.
Top Medicare Advantage plans in Columbia County
Humana
4.5-star CMS rating
UnitedHealthcare
4.5-star CMS rating
Preferred Care Partners (UnitedHealth)
4-star CMS rating
Aetna
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Columbia County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Columbia County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸HCA Florida Lake City Hospital
▸Lake City VA Medical Center (NF/SG VHS)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: HCA Florida Lake City Hospital, Lake City VA Medical Center (NF/SG VHS)
Frequently Asked Questions
How many Medicare beneficiaries live in Columbia County?▾
About 18,346 Floridians in Columbia County are enrolled in Medicare as of May 2026 CMS data. About 53% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Columbia County?▾
The largest carriers in Columbia County are Humana, UnitedHealthcare, Preferred Care Partners (UnitedHealth), Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Columbia County?▾
Florida SHINE — Columbia County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Florida Lake City Hospital, Lake City VA Medical Center (NF/SG VHS).
How many Medicare Advantage plans are available in Columbia County?▾
As of May 2026, about 15 Medicare Advantage plans are available to Columbia County residents, led by Humana Inc., UnitedHealth Group, Inc., CVS Health Corporation, Guidewell Mutual Holding Corporation. We compare all of them side by side at no cost.
How does the Medicare Supplement fit with the VA Medical Center in Lake City?▾
The Lake City VA Medical Center serves veterans for over a century. Our plans G, N, and high-deductible G can help fill gaps in Original Medicare, ensuring you have coverage when visiting this local hub.
When is the best time to enroll in Medicare Supplement in Columbia County?▾
You can enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7 or Special Enrollment Periods if your situation changes. It’s important to review options now to find a plan that fits your needs.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.