Medicare Advantage in Union County, Florida. About 2,542 Medicare beneficiaries live here, with roughly 51 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare / AARP Medicare Advantage. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.

Union County Medicare Advantage Plans

Lake Butler-area carriers, real enrollment data, free quotes from a licensed Florida agent.

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Matt Giron

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Union County Medicare Advantage — quick answer

Union County, FL has 2,542 Medicare beneficiaries per CMS Q1 2024 data, with about 51% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare / AARP Medicare Advantage. We compare these plans for free and never charge a fee.

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The Union County medicare advantage market

About 51% of Union County's 2,542 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 8 Medicare Advantage plans are available in Union County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Union County at a glance

Population (2024 ACS)
15,701
Medicare beneficiaries
2,542
MA penetration
51%
Age 65 or older
16%

What makes Union County different: Union County is Florida's smallest county by land area (about 250 square miles) and its economy is dominated by the state prison system: the Union Correctional Institution (Florida's oldest and largest correctional institution, established 1913) and the adjoining Reception and Medical Center put roughly 4,774 people in group quarters - about a third of all residents - and make the Florida Department of Corrections and other government the county's largest employer. This produces a roughly 63.8% male / 36.2% female population split (about 176 males per 100 females) that suppresses the county's apparent senior share and concentrates much of its Medicare base in dual-eligible and under-65 disability beneficiaries. (Note: Florida's least-populous county is Liberty County, not Union.)

Top Medicare Advantage plans in Union County

  • Humana (Full Access Giveback PPO / H5216 & H7617)

    3.5-star CMS rating

  • UnitedHealthcare / AARP Medicare Advantage (incl. Dual Complete D-SNP)

    4.5-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Union County

Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Union County has 2 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Lake Butler Hospital (critical access, 850 E Main St, Lake Butler)
  • UF Health Shands Hospital, Gainesville (regional referral)

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Union carriers — network lookup

Free help in Union County: Florida SHINE - Union — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Union County plans that fit your situation.

Local resources in Union County

Frequently Asked Questions

How many Medicare beneficiaries live in Union County?

About 2,542 Floridians in Union County are enrolled in Medicare as of May 2026 CMS data. About 51% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Union County?

The largest carriers in Union County are Humana (Full Access Giveback PPO / H5216 & H7617), UnitedHealthcare / AARP Medicare Advantage (incl. Dual Complete D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Union County?

Florida SHINE - Union (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Lake Butler Hospital (critical access, 850 E Main St, Lake Butler), UF Health Shands Hospital, Gainesville (regional referral).

How many Medicare Advantage plans are available in Union County?

As of May 2026, about 8 Medicare Advantage plans are available to Union County residents, led by Humana Inc., UnitedHealth Group, Inc., Guidewell Mutual Holding Corporation. We compare all of them side by side at no cost.

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