Final Expense in Union County, Florida. About 2,542 Medicare beneficiaries live here, with roughly 51 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare / AARP Medicare Advantage. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Union County, FL has about 15,701 residents per the 2024 ACS 5-year estimates (16% age 65 or older). The leading insurance carriers serving the county for final expense include Humana, UnitedHealthcare / AARP Medicare Advantage. We compare options at no cost to you.
Prefer to listen?
Free audio version, generated on demand by Google Cloud Text-to-Speech.
The Union County final expense market
Union County has about 15,701 residents, 16% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana, UnitedHealthcare / AARP Medicare Advantage — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Union County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Union County at a glance
Population (2024 ACS)
15,701
Medicare beneficiaries
2,542
MA penetration
51%
Age 65 or older
16%
What makes Union County different: Union County is Florida's smallest county by land area (about 250 square miles) and its economy is dominated by the state prison system: the Union Correctional Institution (Florida's oldest and largest correctional institution, established 1913) and the adjoining Reception and Medical Center put roughly 4,774 people in group quarters - about a third of all residents - and make the Florida Department of Corrections and other government the county's largest employer. This produces a roughly 63.8% male / 36.2% female population split (about 176 males per 100 females) that suppresses the county's apparent senior share and concentrates much of its Medicare base in dual-eligible and under-65 disability beneficiaries. (Note: Florida's least-populous county is Liberty County, not Union.)
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Union County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Union County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Lake Butler Hospital (critical access, 850 E Main St, Lake Butler)
â–¸UF Health Shands Hospital, Gainesville (regional referral)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Lake Butler Hospital (critical access, 850 E Main St, Lake Butler), UF Health Shands Hospital, Gainesville (regional referral)
Frequently Asked Questions
How many people live in Union County?â–¾
Union County has about 15,701 residents per the 2024 ACS 5-year estimates; 16% are age 65 or older.
Who are the top insurers in Union County?â–¾
The largest carriers in Union County are Humana (Full Access Giveback PPO / H5216 & H7617), UnitedHealthcare / AARP Medicare Advantage (incl. Dual Complete D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Union County?â–¾
Florida SHINE - Union (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Lake Butler Hospital (critical access, 850 E Main St, Lake Butler), UF Health Shands Hospital, Gainesville (regional referral).
Hey 👋 — I'm trained on every page of gironagency.com. Ask me anything
about Medicare, ACA, or life insurance and I'll cite the exact source. For specific quotes or applications, I'll send you to Matt.
Try one of these
Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
