West Palm Beach-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Palm Beach County, FL has 369,257 Medicare beneficiaries per CMS Q1 2024 data, with about 49% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H1036, UnitedHealthcare Group Medicare Advantage, Aetna Medicare Eagle. We compare these plans for free and never charge a fee.
Prefer to listen?
Free audio version, generated on demand by Google Cloud Text-to-Speech.
About 49% of Palm Beach County's 369,257 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. The county skews older than the Florida average (25% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana Gold Plus H1036 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 45 Medicare Advantage plans are available in Palm Beach County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Palm Beach County different: Affluent retiree corridor — 25% age 65+. Largest county in FL by FIA/LTC-hybrid demand per AALU 2025 distribution data.
Humana Gold Plus H1036 (HMO)
4-star CMS rating
UnitedHealthcare Group Medicare Advantage (PPO)
4-star CMS rating
Aetna Medicare Eagle (PPO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Palm Beach County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Palm Beach County: Florida SHINE — Palm Beach — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Palm Beach County plans that fit your situation.
About 369,257 Floridians in Palm Beach County are enrolled in Medicare as of May 2026 CMS data. About 49% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Palm Beach County are Humana Gold Plus H1036 (HMO), UnitedHealthcare Group Medicare Advantage (PPO), Aetna Medicare Eagle (PPO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — Palm Beach (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Good Samaritan Medical Center, JFK Medical Center, Boca Raton Regional Hospital.
As of May 2026, about 45 Medicare Advantage plans are available to Palm Beach County residents, led by Humana Inc., UnitedHealth Group, Inc., CVS Health Corporation, Guidewell Mutual Holding Corporation. We compare all of them side by side at no cost.
Retirees in this area often benefit from comprehensive Part C plans that offer bundled hospital, medical, and drug coverage. Matt can help you find a plan tailored to your needs.
The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. Outside this, you can enroll during Special Enrollment Periods if you have a life-changing event.
Medicare Advantage · Palm Beach County, FL
Compare every plan available in your area and enroll online in minutes — at no cost. I'm still your agent for questions anytime.
Accessibility
Text size
Before you go
No pressure and no plan names — just a plain-English guide plus the offer of a free, no-obligation review with Matt, a licensed Texas agent serving Texas & Florida. Leave an email or phone and we'll send it over.
