Medicare Advantage in Duval County, Florida. About 195,413 Medicare beneficiaries live here, with roughly 54 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H1036 and Florida Blue BlueMedicare. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Duval County, FL has 195,413 Medicare beneficiaries per CMS Q1 2024 data, with about 54% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H1036, Florida Blue BlueMedicare, UnitedHealthcare AARP Medicare Advantage Plan 1. We compare these plans for free and never charge a fee.
Prefer to listen?
Free audio version, generated on demand by Google Cloud Text-to-Speech.
The Duval County medicare advantage market
About 54% of Duval County's 195,413 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Only 14% of Duval residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Florida agent fills. Humana Gold Plus H1036 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 30 Medicare Advantage plans are available in Duval County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Duval County at a glance
Population (2024 ACS)
1,011,000
Medicare beneficiaries
195,413
MA penetration
54%
Age 65 or older
14%
What makes Duval County different: Highest veteran population per capita of any large FL county. Mayo Clinic Jacksonville is a major MA-network anchor.
Top Medicare Advantage plans in Duval County
Humana Gold Plus H1036 (HMO)
4-star CMS rating
Florida Blue BlueMedicare (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Duval County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Duval County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Mayo Clinic Florida
▸UF Health Jacksonville
▸Baptist Medical Center Jacksonville
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Duval County: Florida SHINE — Duval — call 1-800-963-5337.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Major hospitals: Mayo Clinic Florida, UF Health Jacksonville, Baptist Medical Center Jacksonville
Frequently Asked Questions
How many Medicare beneficiaries live in Duval County?▾
About 195,413 Floridians in Duval County are enrolled in Medicare as of May 2026 CMS data. About 54% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Duval County?▾
The largest carriers in Duval County are Humana Gold Plus H1036 (HMO), Florida Blue BlueMedicare (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Duval County?▾
Florida SHINE — Duval (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Mayo Clinic Florida, UF Health Jacksonville, Baptist Medical Center Jacksonville.
How many Medicare Advantage plans are available in Duval County?▾
As of May 2026, about 30 Medicare Advantage plans are available to Duval County residents, led by UnitedHealth Group, Inc., Humana Inc., CVS Health Corporation, Guidewell Mutual Holding Corporation. We compare all of them side by side at no cost.
How does Medicare Advantage benefit veterans in Duval County?▾
In Duval County, over 50% of beneficiaries are veterans, making it the largest per-capita veteran population. Medicare Advantage plans often include additional benefits like vision and dental coverage, which can be particularly helpful for our veteran community.
When is the best time to enroll in a Medicare Advantage plan?▾
The Annual Enrollment Period (AEP) from October 15 to December 7 is when you can switch plans. However, if you have a Special Election Period due to a life event like moving or losing coverage, you can enroll outside of AEP.
Hey 👋 — I'm trained on every page of gironagency.com. Ask me anything
about Medicare, ACA, or life insurance and I'll cite the exact source. For specific quotes or applications, I'll send you to Matt.
Try one of these
Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.