ACA Health Insurance in Duval County, Florida. About 195,413 Medicare beneficiaries live here, with roughly 54 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H1036 and Florida Blue BlueMedicare. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Duval County, FL has about 1,011,000 residents per the 2024 ACS 5-year estimates (14% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana Gold Plus H1036, Florida Blue BlueMedicare, UnitedHealthcare AARP Medicare Advantage Plan 1. We compare options at no cost to you.
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The Duval County aca health insurance market
Duval County has about 1,011,000 residents, 14% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana Gold Plus H1036, Florida Blue BlueMedicare, UnitedHealthcare AARP Medicare Advantage Plan 1 — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H1036 against every other carrier serving Duval County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Duval County at a glance
Population (2024 ACS)
1,011,000
Medicare beneficiaries
195,413
MA penetration
54%
Age 65 or older
14%
What makes Duval County different: Highest veteran population per capita of any large FL county. Mayo Clinic Jacksonville is a major MA-network anchor.
Top carriers in Duval County
Humana Gold Plus H1036 (HMO)
4-star CMS rating
Florida Blue BlueMedicare (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Duval County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Duval County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Mayo Clinic Florida
▸UF Health Jacksonville
▸Baptist Medical Center Jacksonville
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Mayo Clinic Florida, UF Health Jacksonville, Baptist Medical Center Jacksonville
Frequently Asked Questions
How many people live in Duval County?▾
Duval County has about 1,011,000 residents per the 2024 ACS 5-year estimates; 14% are age 65 or older.
Who are the top insurers in Duval County?▾
The largest carriers in Duval County are Humana Gold Plus H1036 (HMO), Florida Blue BlueMedicare (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Duval County?▾
Florida SHINE — Duval (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Mayo Clinic Florida, UF Health Jacksonville, Baptist Medical Center Jacksonville.
How does the high veteran population affect ACA plans in Duval County?▾
Due to Duval County's highest veteran population per capita, many ACA plans include specific benefits for veterans. Contact a local agent for detailed information on available options.
When can I enroll in Marketplace plans this year?▾
Enrollment periods are Annual Enrollment Period (AEP) from Oct 15 to Dec 7, Open Enrollment Period (OEP), and Special Enrollment Periods (SEPs) for life changes. Check eligibility and options with a local agent.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.