Medicare Advantage in Marion County, Florida. About 139,230 Medicare beneficiaries live here, with roughly 61 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H1036 and WellCare Premier. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.

Marion County Medicare Advantage Plans

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Matt Giron

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Marion County Medicare Advantage — quick answer

Marion County, FL has 139,230 Medicare beneficiaries per CMS Q1 2024 data, with about 61% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H1036, WellCare Premier, Florida Blue BlueMedicare. We compare these plans for free and never charge a fee.

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The Marion County medicare advantage market

Marion County posts one of the highest Medicare Advantage adoption rates in Florida — roughly 61% of its 139,230 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Florida average. The county skews older than the Florida average (30% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana Gold Plus H1036 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 38 Medicare Advantage plans are available in Marion County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Marion County at a glance

Population (2024 ACS)
397,000
Medicare beneficiaries
139,230
MA penetration
61%
Age 65 or older
30%

What makes Marion County different: 30% age 65+. Dual-eligible heavy — strong D-SNP plan demand.

Top Medicare Advantage plans in Marion County

  • Humana Gold Plus H1036 (HMO)

    4-star CMS rating

  • WellCare Premier (HMO)

    4-star CMS rating

  • Florida Blue BlueMedicare (HMO)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Marion County

Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Marion County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • AdventHealth Ocala
  • HCA Florida Ocala Hospital
  • AdventHealth West Marion

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Marion carriers — network lookup

Free help in Marion County: Florida SHINE — Marion — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 131 days

131 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Marion County plans that fit your situation.

Local resources in Marion County

Frequently Asked Questions

How many Medicare beneficiaries live in Marion County?

About 139,230 Floridians in Marion County are enrolled in Medicare as of May 2026 CMS data. About 61% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Marion County?

The largest carriers in Marion County are Humana Gold Plus H1036 (HMO), WellCare Premier (HMO), Florida Blue BlueMedicare (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Marion County?

Florida SHINE — Marion (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include AdventHealth Ocala, HCA Florida Ocala Hospital, AdventHealth West Marion.

How many Medicare Advantage plans are available in Marion County?

As of May 2026, about 38 Medicare Advantage plans are available to Marion County residents, led by UnitedHealth Group, Inc., Humana Inc., Elevance Health, Inc., Guidewell Mutual Holding Corporation. We compare all of them side by side at no cost.

How does Medicare Advantage fit seniors over 65 in Marion County?

With 30% of beneficiaries being age 65+, Medicare Advantage plans offer comprehensive coverage including hospital, medical, and usually drug benefits. Local carriers like Humana Gold Plus H1036 provide tailored options for this demographic.

When can I enroll in a Medicare Advantage plan?

You can enroll during the Annual Enrollment Period (AEP) from Oct 15 to Dec 7. Special enrollment periods are also available if you move or have a qualifying event like losing employer coverage.

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