Term Life Insurance in Titus County, Texas. About 5,857 Medicare beneficiaries live here, with roughly 50 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Titus County, TX has about 31,511 residents per the 2024 ACS 5-year estimates (16% age 65 or older). The leading insurance carriers serving the county for term life insurance include Humana, UnitedHealthcare, WellCare. We compare options at no cost to you.
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The Titus County term life insurance market
Titus County has about 31,511 residents, 16% of them 65 or older. For term life insurance, the carriers with the strongest local presence include Humana, UnitedHealthcare, WellCare — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Titus County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Titus County at a glance
Population (2024 ACS)
31,511
Medicare beneficiaries
5,857
MA penetration
50%
Age 65 or older
16%
What makes Titus County different: Titus County in Northeast Texas, anchored by Mount Pleasant, has a poultry- and manufacturing-driven economy (Pilgrim's Pride is a major employer) with a large Hispanic population. Its 174-bed Titus Regional Medical Center, an advanced-level trauma center, became CHRISTUS Health - Mount Pleasant Hospital on May 1, 2026, ending its run as the last independent hospital in Northeast Texas.
Top carriers in Titus County
Humana
4-star CMS rating
UnitedHealthcare
3.5-star CMS rating
WellCare (Centene)
3.5-star CMS rating
Aetna
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Titus County
Each Term Life Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Titus County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Titus Regional Medical Center (CHRISTUS Health - Mount Pleasant Hospital)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Titus Regional Medical Center (CHRISTUS Health - Mount Pleasant Hospital)
Frequently Asked Questions
How many people live in Titus County?▾
Titus County has about 31,511 residents per the 2024 ACS 5-year estimates; 16% are age 65 or older.
Who are the top insurers in Titus County?▾
The largest carriers in Titus County are Humana, UnitedHealthcare, WellCare (Centene), Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Titus County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Titus Regional Medical Center (CHRISTUS Health - Mount Pleasant Hospital).
How does the poultry industry impact term life insurance rates for residents of Titus County?▾
The poultry industry, with major employers like Pilgrim's Pride, can affect term life insurance rates. Our local agent offer free quotes to help you find affordable coverage tailored to your specific needs.
When is the best time to enroll in term life insurance during open enrollment periods?▾
Enroll during Annual Enrollment Period (AEP) from October 15 to December 7 for the most comprehensive review. Matt can also assist with Special Enrollment Periods if your circumstances change.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
