Term Life Insurance in Moore County, Texas. About 2,727 Medicare beneficiaries live here, with roughly 39 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Moore County, TX has about 21,373 residents per the 2024 ACS 5-year estimates (11% age 65 or older). The leading insurance carriers serving the county for term life insurance include UnitedHealthcare, Humana, Prominence HealthFirst of Texas. We compare options at no cost to you.
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The Moore County term life insurance market
Moore County has about 21,373 residents, 11% of them 65 or older. For term life insurance, the carriers with the strongest local presence include UnitedHealthcare, Humana, Prominence HealthFirst of Texas — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Moore County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Moore County at a glance
Population (2024 ACS)
21,373
Medicare beneficiaries
2,727
MA penetration
39%
Age 65 or older
11%
What makes Moore County different: Despite ~21,400 residents, Moore County has only about 2,660 Medicare beneficiaries (roughly 11-12% of its population versus ~18-20% typical for Texas) because it is a young, heavily Hispanic (about 59%) meatpacking and agriculture community anchored by the JBS (former Swift & Co.) beef plant near Dumas that employs roughly 3,600 people, with a median age of about 31.9; UnitedHealthcare dominates the local Medicare Advantage market with about three-quarters of MA enrollees (roughly 770 of about 1,000 per CMS March 2026 contract data), and the locally governed Moore County Hospital District hosts a free 'Medicare for Moore' education and enrollment event in Dumas to help residents understand and select Medicare plans.
Top carriers in Moore County
UnitedHealthcare (incl. Care Improvement Plus / AARP / Sierra Health & Life)
3.5-star CMS rating
Humana (incl. Emphesys)
3.5-star CMS rating
Prominence HealthFirst of Texas
4.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Moore County
Each Term Life Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Moore County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Moore County Hospital District (critical-access hospital, Dumas)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Moore County Hospital District (critical-access hospital, Dumas)
Frequently Asked Questions
How many people live in Moore County?â–¾
Moore County has about 21,373 residents per the 2024 ACS 5-year estimates; 11% are age 65 or older.
Who are the top insurers in Moore County?â–¾
The largest carriers in Moore County are UnitedHealthcare (incl. Care Improvement Plus / AARP / Sierra Health & Life), Humana (incl. Emphesys), Prominence HealthFirst of Texas. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Moore County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Moore County Hospital District (critical-access hospital, Dumas).
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
