Term Life Insurance in Dawson County, Texas. About 2,240 Medicare beneficiaries live here, with roughly 48 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Dawson County Term Life Insurance — quick answer
Dawson County, TX has about 12,134 residents per the 2024 ACS 5-year estimates (15% age 65 or older). The leading insurance carriers serving the county for term life insurance include UnitedHealthcare, Humana. We compare options at no cost to you.
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The Dawson County term life insurance market
Dawson County has about 12,134 residents, 15% of them 65 or older. For term life insurance, the carriers with the strongest local presence include UnitedHealthcare, Humana — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Dawson County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Dawson County at a glance
Population (2024 ACS)
12,134
Medicare beneficiaries
2,240
MA penetration
48%
Age 65 or older
15%
What makes Dawson County different: Dawson County is a HRSA-designated Health Professional Shortage Area whose economy is rooted in cotton farming (it ranked second in Texas cotton production in 1980) and the Preston E. Smith state prison unit near Lamesa; Medicare Advantage is dominated by just two carriers, with UnitedHealthcare (656) and Humana (315) accounting for roughly 96% of the county's ~1,009 MA enrollees in 2024.
Top carriers in Dawson County
UnitedHealthcare
3-star CMS rating
Humana
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Dawson County
Each Term Life Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Dawson County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Medical Arts Hospital (Dawson County Hospital District), Lamesa
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Medical Arts Hospital (Dawson County Hospital District), Lamesa
Frequently Asked Questions
How many people live in Dawson County?â–¾
Dawson County has about 12,134 residents per the 2024 ACS 5-year estimates; 15% are age 65 or older.
Who are the top insurers in Dawson County?â–¾
The largest carriers in Dawson County are UnitedHealthcare, Humana. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Dawson County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Medical Arts Hospital (Dawson County Hospital District), Lamesa.
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