Austin-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Travis County, TX has about 1,339,000 residents per the 2024 ACS 5-year estimates (11% age 65 or older). The leading insurance carriers serving the county for fixed indexed annuity include Humana Gold Plus H4007, UnitedHealthcare AARP Medicare Advantage Plan 1, Baylor Scott & White Medicare Advantage. We compare options at no cost to you.
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Travis County has about 1,339,000 residents, 11% of them 65 or older. For fixed indexed annuity, the carriers with the strongest local presence include Humana Gold Plus H4007, UnitedHealthcare AARP Medicare Advantage Plan 1, Baylor Scott & White Medicare Advantage — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H4007 against every other carrier serving Travis County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Travis County different: Austin — TX's highest-income MSA. Strong FIA/LTC-hybrid + IUL demand among affluent tech retirees.
Humana Gold Plus H4007 (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Baylor Scott & White Medicare Advantage (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Fixed Indexed Annuity plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Travis County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Travis County plans that fit your situation.
Travis County has about 1,339,000 residents per the 2024 ACS 5-year estimates; 11% are age 65 or older.
The largest carriers in Travis County are Humana Gold Plus H4007 (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO), Baylor Scott & White Medicare Advantage (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
TX HICAP — Capital Area Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Dell Seton Medical Center, St. David's Medical Center, Ascension Seton Medical Center Austin.
Retirees in Austin's high-income area can benefit from a Principal-protected retirement income tied to index performance. This product offers stability and potential growth, making it ideal for those looking to secure their financial future.
Enrollment can be done year-round, but reviewing options during Annual Enrollment Period (AEP) from Oct 15-Dec 7 each year is recommended. This period allows you to compare plans and make informed decisions.
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