Final Expense in Reeves County, Texas. About 2,135 Medicare beneficiaries live here, with roughly 35 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Reeves County, TX has about 12,664 residents per the 2024 ACS 5-year estimates (13% age 65 or older). The leading insurance carriers serving the county for final expense include Humana, UnitedHealthcare, Blue Cross Medicare Advantage Value. We compare options at no cost to you.
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The Reeves County final expense market
Reeves County has about 12,664 residents, 13% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana, UnitedHealthcare, Blue Cross Medicare Advantage Value — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Reeves County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Reeves County at a glance
Population (2024 ACS)
12,664
Medicare beneficiaries
2,135
MA penetration
35%
Age 65 or older
13%
What makes Reeves County different: Despite a young median age of 34.4 (driven by oil-field workers and a large federal prison complex), Reeves County's Medicare Advantage penetration of roughly 38-39% is unusually high for rural West Texas, with Humana and UnitedHealthcare regional PPOs dominating because no broad local HMO network exists; the county's sole hospital, Reeves Regional Health in Pecos, is a self-financed $115 million, 25-bed Critical Access facility that opened debt-free in November 2022 (paid for with oil-and-gas and sales-tax proceeds, with no bonds or tax increase).
Top carriers in Reeves County
Humana (HumanaChoice H7617-027 PPO / R4182 Regional PPO)
Blue Cross Medicare Advantage Value (HMO, Blue Cross and Blue Shield of Texas / HCSC, H9706)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Reeves County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Reeves County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Reeves Regional Health (Reeves County Hospital District) - 25-bed Critical Access Hospital, Pecos
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Reeves Regional Health (Reeves County Hospital District) - 25-bed Critical Access Hospital, Pecos
Frequently Asked Questions
How many people live in Reeves County?â–¾
Reeves County has about 12,664 residents per the 2024 ACS 5-year estimates; 13% are age 65 or older.
Who are the top insurers in Reeves County?â–¾
The largest carriers in Reeves County are Humana (HumanaChoice H7617-027 PPO / R4182 Regional PPO), UnitedHealthcare (UHC Medicare Advantage TX-0030 Regional PPO, R6801-012), Blue Cross Medicare Advantage Value (HMO, Blue Cross and Blue Shield of Texas / HCSC, H9706). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Reeves County?â–¾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Reeves Regional Health (Reeves County Hospital District) - 25-bed Critical Access Hospital, Pecos.
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