Big Spring-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Howard County, TX has about 30,440 residents per the 2024 ACS 5-year estimates (14% age 65 or older). The leading insurance carriers serving the county for final expense include Humana, UnitedHealthcare, WellCare. We compare options at no cost to you.
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Howard County has about 30,440 residents, 14% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana, UnitedHealthcare, WellCare — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Howard County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Howard County different: Howard County, with Big Spring as its seat in the Permian Basin, is an oil-and-gas and energy county whose workforce skews younger (about 14% age 65+). Its primary hospital, the 146-bed Scenic Mountain Medical Center, was acquired by Shannon Health and rebranded as Shannon Medical Center Big Spring in a merger finalized April 1, 2026.
Humana
4-star CMS rating
UnitedHealthcare
3.5-star CMS rating
WellCare (Centene)
3.5-star CMS rating
Aetna
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Final Expense plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Howard County has 1 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Howard County plans that fit your situation.
Howard County has about 30,440 residents per the 2024 ACS 5-year estimates; 14% are age 65 or older.
The largest carriers in Howard County are Humana, UnitedHealthcare, WellCare (Centene), Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Scenic Mountain Medical Center (Shannon Medical Center Big Spring).
Our policy covers costs related to funerals and burials, ensuring your needs are met if you need medical care at Scenic Mountain Medical Center (Shannon Medical Center Big Spring).
It's a good idea to enroll during Annual Enrollment Period (AEP) from Oct 15-Dec 7, as it allows you to review your options and plan ahead. Also consider Special Enrollment Periods if there are changes in your life.
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