Final Expense in Calhoun County, Texas. About 4,685 Medicare beneficiaries live here, with roughly 51 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Calhoun County, TX has about 19,868 residents per the 2024 ACS 5-year estimates (20% age 65 or older). The leading insurance carriers serving the county for final expense include UnitedHealthcare, Humana, Aetna. We compare options at no cost to you.
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The Calhoun County final expense market
Calhoun County has about 19,868 residents, 20% of them 65 or older. For final expense, the carriers with the strongest local presence include UnitedHealthcare, Humana, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Calhoun County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Calhoun County at a glance
Population (2024 ACS)
19,868
Medicare beneficiaries
4,685
MA penetration
51%
Age 65 or older
20%
What makes Calhoun County different: Despite being a rural Gulf Coast county, Calhoun County has seen Medicare Advantage flip the market: MA enrollment climbed from just 347 beneficiaries (about 9% penetration) in 2013 to 2,152 (about 47%) of its 4,582 Medicare beneficiaries in 2024, with UnitedHealthcare's AARP HMO-POS plans (notably the 4.5-star TX-0011 plan) and Humana's HumanaChoice PPO leading enrollment, while the entire county is served by a single 25-bed critical-access hospital, Memorial Medical Center in Port Lavaca.
Top carriers in Calhoun County
UnitedHealthcare (AARP Medicare Advantage)
4.5-star CMS rating
Humana (HumanaChoice)
3.5-star CMS rating
Aetna (CVS Health)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Calhoun County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Calhoun County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Memorial Medical Center (Port Lavaca)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Memorial Medical Center (Port Lavaca)
Frequently Asked Questions
How many people live in Calhoun County?â–¾
Calhoun County has about 19,868 residents per the 2024 ACS 5-year estimates; 20% are age 65 or older.
Who are the top insurers in Calhoun County?â–¾
The largest carriers in Calhoun County are UnitedHealthcare (AARP Medicare Advantage), Humana (HumanaChoice), Aetna (CVS Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Calhoun County?â–¾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Memorial Medical Center (Port Lavaca).
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