4,900 Zapata residents — independent comparisons from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
What makes Zapata different: Zapata is an unincorporated, county-seat census-designated place rebuilt on higher ground in the 1950s after the original town was flooded by the creation of Falcon International Reservoir, and its economy still runs on Rio Grande natural-gas and oil fields plus bass fishing on Falcon Lake.
Part C plans that bundle hospital, medical, and usually drug coverage.
Plans G, N, and high-deductible G that fill the gaps in Original Medicare.
Standalone prescription drug plans, including the 2026 $2,100 out-of-pocket threshold.
Marketplace plans for under-65 Texans and Floridians, with subsidy verification.
$5,000-$50,000 simplified-issue whole life for funeral and burial costs.
10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.
Permanent insurance with guaranteed cash value and level premiums.
Pick a time — no sales pressure, no obligation. We'll walk through the plans that fit Zapata.
Across Zapata County (which includes Zapata), the leading Medicare Advantage carriers are UnitedHealthcare, Humana, Molina Healthcare. We work with all of them and most of the smaller carriers.
Major hospital systems in Zapata County include Starr County Memorial Hospital (Rio Grande City - critical access, nearest serving Zapata County), Doctors Hospital of Laredo, Laredo Medical Center. Most MA plans build their networks around these systems — so the right plan depends on which hospital your doctor is affiliated with.
Two free options: (1) your local SHIP — Texas HICAP (Health Information, Counseling and Advocacy Program) at 1-800-252-9240 — and (2) us. SHIP counselors give unbiased plan information but cannot enroll you. We can do both at no cost to you.
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