Active senior couple engaging in stretching exercises indoors for fitness and health. — Photo by Yan Krukau on Pexels

Texas City Insurance — Medicare, ACA, Life

60,000 Texas City residents — independent comparisons from a licensed Texas agent.

✓ Free • no obligation • about 90 seconds

Matt Giron

Licensed in Texas

Texas City at a glance

What makes Texas City different: Texas City is a major petrochemical center home to the Marathon Galveston Bay Refinery, one of the largest refineries in the United States at roughly 631,000 barrels/day, and it is famous for the 5.2-mile Texas City Dike, often called the world's longest man-made fishing pier; the 1947 Texas City Disaster remains the deadliest industrial accident in U.S. history.

Texas City population: 60,000
Galveston County Medicare: 65,000
MA penetration (county): 55%

Neighborhoods we cover: Bay Street · Lago Mar · Mainland City Estates

Products we offer in Texas City

Medicare Advantage

Part C plans that bundle hospital, medical, and usually drug coverage.

Medicare Supplement (Medigap)

Plans G, N, and high-deductible G that fill the gaps in Original Medicare.

Medicare Part D

Standalone prescription drug plans, including the 2026 $2,100 out-of-pocket threshold.

ACA Health Insurance

Marketplace plans for under-65 Texans and Floridians, with subsidy verification.

Final Expense

$5,000-$50,000 simplified-issue whole life for funeral and burial costs.

Term Life Insurance

10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.

Whole Life Insurance

Permanent insurance with guaranteed cash value and level premiums.

Talk to a real Texas agent

Pick a time — no sales pressure, no obligation. We'll walk through the plans that fit Texas City.

Frequently Asked Questions

Who are the top Medicare carriers in Texas City?

Across Galveston County (which includes Texas City), the leading Medicare Advantage carriers are Humana Gold Plus H4007, UTMB Health Care Choices, WellCare Texan Plus. We work with all of them and most of the smaller carriers.

Where do most Texas City residents go for care under Medicare Advantage?

Major hospital systems in Galveston County include UTMB Health John Sealy Hospital, Mainland Medical Center, Clear Lake Regional Medical Center. Most MA plans build their networks around these systems — so the right plan depends on which hospital your doctor is affiliated with.

How do I get free help in Texas City?

Two free options: (1) your local SHIP — TX HICAP — Houston-Galveston Area Council at 1-800-252-9240 — and (2) us. SHIP counselors give unbiased plan information but cannot enroll you. We can do both at no cost to you.