Active senior couple enjoying a resistance band workout on yoga mats in a gym setting. — Photo by Yan Krukau on Pexels

Temple Insurance — Medicare, ACA, Life

92,808 Temple residents — independent comparisons from a licensed Texas agent.

✓ Free • no obligation • about 90 seconds

Matt Giron

Licensed in Texas

Temple at a glance

What makes Temple different: Temple is a healthcare hub where Baylor Scott & White Health employs over 7,000 people, more than 40% of the local workforce is in healthcare, and McLane Children's is the only freestanding children's hospital between Dallas and Austin; logistics giant McLane Company is also headquartered here.

Temple population: 92,808
Bell County Medicare: 55,000
MA penetration (county): 52%

Neighborhoods we cover: Temple Heights · Midtown · Ferguson Park · Western Hills · Lake Pointe · Belton Heights

Products we offer in Temple

Medicare Advantage

Part C plans that bundle hospital, medical, and usually drug coverage.

Medicare Supplement (Medigap)

Plans G, N, and high-deductible G that fill the gaps in Original Medicare.

Medicare Part D

Standalone prescription drug plans, including the 2026 $2,100 out-of-pocket threshold.

ACA Health Insurance

Marketplace plans for under-65 Texans and Floridians, with subsidy verification.

Final Expense

$5,000-$50,000 simplified-issue whole life for funeral and burial costs.

Term Life Insurance

10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.

Whole Life Insurance

Permanent insurance with guaranteed cash value and level premiums.

Talk to a real Texas agent

Pick a time — no sales pressure, no obligation. We'll walk through the plans that fit Temple.

Frequently Asked Questions

Who are the top Medicare carriers in Temple?

Across Bell County (which includes Temple), the leading Medicare Advantage carriers are Humana Gold Plus H4007, Baylor Scott & White Medicare Advantage, TRICARE For Life. We work with all of them and most of the smaller carriers.

Where do most Temple residents go for care under Medicare Advantage?

Major hospital systems in Bell County include Baylor Scott & White Medical Center–Temple, Carl R. Darnall Army Medical Center, AdventHealth Central Texas. Most MA plans build their networks around these systems — so the right plan depends on which hospital your doctor is affiliated with.

How do I get free help in Temple?

Two free options: (1) your local SHIP — TX HICAP — Central Texas Council of Governments at 1-800-252-9240 — and (2) us. SHIP counselors give unbiased plan information but cannot enroll you. We can do both at no cost to you.