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San Marcos Insurance — Medicare, ACA, Life

77,362 San Marcos residents — independent comparisons from a licensed Texas agent.

✓ Free • no obligation • about 90 seconds

Matt Giron

Licensed in Texas

San Marcos at a glance

What makes San Marcos different: San Marcos is home to Texas State University, whose roughly 45,000 students dominate the local economy and generated about $3.2 billion in annual impact across Central Texas, and it sits on the spring-fed San Marcos River at Aquarena Springs.

San Marcos population: 77,362
Hays County Medicare: 35,300
MA penetration (county): 30%
Spanish-speaking market: Yes — bilingual

Neighborhoods we cover: Downtown San Marcos · El Camino Real · Blanco Gardens · Hughson Heights · Willow Creek · Sagewood · Purgatory Heights

Products we offer in San Marcos

Medicare Advantage

Part C plans that bundle hospital, medical, and usually drug coverage.

Medicare Supplement (Medigap)

Plans G, N, and high-deductible G that fill the gaps in Original Medicare.

Medicare Part D

Standalone prescription drug plans, including the 2026 $2,100 out-of-pocket threshold.

ACA Health Insurance

Marketplace plans for under-65 Texans and Floridians, with subsidy verification.

Final Expense

$5,000-$50,000 simplified-issue whole life for funeral and burial costs.

Term Life Insurance

10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.

Whole Life Insurance

Permanent insurance with guaranteed cash value and level premiums.

Talk to a real Texas agent

Pick a time — no sales pressure, no obligation. We'll walk through the plans that fit San Marcos.

Frequently Asked Questions

Who are the top Medicare carriers in San Marcos?

Across Hays County (which includes San Marcos), the leading Medicare Advantage carriers are UnitedHealthcare, Humana, Humana, Baylor Scott & White. We work with all of them and most of the smaller carriers.

Where do most San Marcos residents go for care under Medicare Advantage?

Major hospital systems in Hays County include Ascension Seton Hays (Kyle), CHRISTUS Santa Rosa Hospital - San Marcos, Baylor Scott & White Medical Center - Buda, CHRISTUS Santa Rosa Emergency - Kyle. Most MA plans build their networks around these systems — so the right plan depends on which hospital your doctor is affiliated with.

How do I get free help in San Marcos?

Two free options: (1) your local SHIP — Texas HICAP (Health Information, Counseling and Advocacy Program) at 1-800-252-9240 — and (2) us. SHIP counselors give unbiased plan information but cannot enroll you. We can do both at no cost to you.