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Odessa Insurance — Medicare, ACA, Life

119,748 Odessa residents — independent comparisons from a licensed Texas agent.

✓ Free • no obligation • about 90 seconds

Matt Giron

Licensed in Texas

Odessa at a glance

What makes Odessa different: Odessa sits in the heart of the Permian Basin oil patch and is home to the Odessa Meteor Crater, one of the largest meteor impact craters in the United States, plus the University of Texas Permian Basin.

Odessa population: 119,748
Ector County Medicare: 17,350
MA penetration (county): 45%
Spanish-speaking market: Yes — bilingual

Neighborhoods we cover: Windsor Heights · Crescent Park · Springdale · Wedgewood · University Gardens · Sherwood Park · Mission Estates · Downtown

Products we offer in Odessa

Medicare Advantage

Part C plans that bundle hospital, medical, and usually drug coverage.

Medicare Supplement (Medigap)

Plans G, N, and high-deductible G that fill the gaps in Original Medicare.

Medicare Part D

Standalone prescription drug plans, including the 2026 $2,100 out-of-pocket threshold.

ACA Health Insurance

Marketplace plans for under-65 Texans and Floridians, with subsidy verification.

Final Expense

$5,000-$50,000 simplified-issue whole life for funeral and burial costs.

Term Life Insurance

10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.

Whole Life Insurance

Permanent insurance with guaranteed cash value and level premiums.

Talk to a real Texas agent

Pick a time — no sales pressure, no obligation. We'll walk through the plans that fit Odessa.

Frequently Asked Questions

Who are the top Medicare carriers in Odessa?

Across Ector County (which includes Odessa), the leading Medicare Advantage carriers are UnitedHealthcare / AARP, Aetna, Humana, WellCare. We work with all of them and most of the smaller carriers.

Where do most Odessa residents go for care under Medicare Advantage?

Major hospital systems in Ector County include Medical Center Health System (Odessa), Odessa Regional Medical Center. Most MA plans build their networks around these systems — so the right plan depends on which hospital your doctor is affiliated with.

How do I get free help in Odessa?

Two free options: (1) your local SHIP — Texas HICAP at 1-800-252-9240 — and (2) us. SHIP counselors give unbiased plan information but cannot enroll you. We can do both at no cost to you.