ACA Health Insurance in Val Verde County, Texas. About 9,114 Medicare beneficiaries live here, with roughly 60 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.

Val Verde County ACA Health Insurance Plans

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Matt Giron

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Val Verde County ACA Health Insurance — quick answer

Val Verde County, TX has about 47,891 residents per the 2024 ACS 5-year estimates (14% age 65 or older). The leading insurance carriers serving the county for aca health insurance include UnitedHealthcare, Humana, WellCare. We compare options at no cost to you.

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The Val Verde County aca health insurance market

Val Verde County has about 47,891 residents, 14% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include UnitedHealthcare, Humana, WellCare — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Val Verde County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).

Val Verde County at a glance

Population (2024 ACS)
47,891
Medicare beneficiaries
9,114
MA penetration
60%
Age 65 or older
14%

What makes Val Verde County different: Val Verde is a sprawling US-Mexico border county on the Rio Grande whose economy leans on Laughlin Air Force Base (the Air Force's busiest pilot-training base), cross-border trade with Ciudad Acuna and tourism at Amistad National Recreation Area. The population is heavily Hispanic and relatively young (about 14% are 65+), with the 93-bed, Level IV-trauma Val Verde Regional Medical Center in Del Rio the lone hospital for the area.

Top carriers in Val Verde County

  • UnitedHealthcare (AARP Medicare Advantage)

    4-star CMS rating

  • Humana

    4-star CMS rating

  • WellCare (Centene)

    3.5-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Val Verde County

Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Val Verde County has 1 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Val Verde Regional Medical Center (Del Rio)

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Val Verde carriers — network lookup

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Want to talk it through?

Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Val Verde County plans that fit your situation.

Local resources in Val Verde County

Frequently Asked Questions

How many people live in Val Verde County?

Val Verde County has about 47,891 residents per the 2024 ACS 5-year estimates; 14% are age 65 or older.

Who are the top insurers in Val Verde County?

The largest carriers in Val Verde County are UnitedHealthcare (AARP Medicare Advantage), Humana, WellCare (Centene). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Val Verde County?

Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Val Verde Regional Medical Center (Del Rio).

How do I find affordable ACA plans with subsidies for my family in Val Verde County?

Check out UnitedHealthcare and Humana plans available on the Marketplace. With up to 93% subsidy eligibility, you can get coverage that fits your budget.

When is the best time to enroll in ACA health insurance for under-65 Texans?

The Annual Enrollment Period (AEP) runs from October 15 to December 7. However, you can also enroll during Special Enrollment Periods if your situation changes.

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