ACA Health Insurance in Llano County, Texas. About 8,536 Medicare beneficiaries live here, with roughly 47 percent in Medicare Advantage plans. Top carriers include Baylor Scott & White Health Plan and UnitedHealthcare / AARP. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Llano County ACA Health Insurance — quick answer
Llano County, TX has about 22,424 residents per the 2024 ACS 5-year estimates (37% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Baylor Scott & White Health Plan, UnitedHealthcare / AARP, Humana. We compare options at no cost to you.
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The Llano County aca health insurance market
Llano County has about 22,424 residents, 37% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Baylor Scott & White Health Plan, UnitedHealthcare / AARP, Humana — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Baylor Scott & White Health Plan against every other carrier serving Llano County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Llano County at a glance
Population (2024 ACS)
22,424
Medicare beneficiaries
8,536
MA penetration
47%
Age 65 or older
37%
What makes Llano County different: Llano County is one of Texas's oldest counties by age - a median age of 57.4 and 37.3% of residents 65+ - yet it is served by a single 25-bed critical-access hospital (Llano Regional Hospital, which earned its CMS critical-access designation on December 30, 2020 to keep Medicare patients' costs covered), and roughly 43% of its 8,718 Medicare beneficiaries chose Medicare Advantage over Original Medicare in 2024.
Top carriers in Llano County
Baylor Scott & White Health Plan (BSW SeniorCare Advantage Select Rx HMO-POS, H8142-007)
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Llano County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Llano County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Llano Regional Hospital (25-bed critical-access; rebranded April 2025 from Mid Coast Medical Center-Central, historically Llano Memorial Hospital), Llano, TX
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Top Llano carriers — network lookup
Baylor Scott & White Health Plan 4.5★
Search "Baylor Scott provider directory" or call the carrier directly.
Major hospitals: Llano Regional Hospital (25-bed critical-access; rebranded April 2025 from Mid Coast Medical Center-Central, historically Llano Memorial Hospital), Llano, TX
Frequently Asked Questions
How many people live in Llano County?â–¾
Llano County has about 22,424 residents per the 2024 ACS 5-year estimates; 37% are age 65 or older.
Who are the top insurers in Llano County?â–¾
The largest carriers in Llano County are Baylor Scott & White Health Plan (BSW SeniorCare Advantage Select Rx HMO-POS, H8142-007), UnitedHealthcare / AARP (Medicare Advantage Essentials from UHC TX-12 HMO-POS, H4527-002), Humana (Essentials Plus Giveback PPO, H5216-358). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Llano County?â–¾
Texas Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Llano Regional Hospital (25-bed critical-access; rebranded April 2025 from Mid Coast Medical Center-Central, historically Llano Memorial Hospital), Llano, TX.
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