ACA Health Insurance in Fannin County, Texas. About 8,370 Medicare beneficiaries live here, with roughly 46 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Fannin County ACA Health Insurance — quick answer
Fannin County, TX has about 37,326 residents per the 2024 ACS 5-year estimates (19% age 65 or older). The leading insurance carriers serving the county for aca health insurance include UnitedHealthcare, Humana, Aetna. We compare options at no cost to you.
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The Fannin County aca health insurance market
Fannin County has about 37,326 residents, 19% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include UnitedHealthcare, Humana, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Fannin County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Fannin County at a glance
Population (2024 ACS)
37,326
Medicare beneficiaries
8,370
MA penetration
46%
Age 65 or older
19%
What makes Fannin County different: Fannin County is a fast-growing rural county on the Red River north of Dallas, anchored by Bonham; its sole hospital, the 25-bed TMC Bonham Hospital, is a Critical Access Hospital affiliated with Texoma Medical Center (a Universal Health Services facility), serving a population where roughly 1 in 5 residents is 65 or older.
Top carriers in Fannin County
UnitedHealthcare (AARP)
4-star CMS rating
Humana
4-star CMS rating
Aetna
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Fannin County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Fannin County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸TMC Bonham Hospital (Texoma Medical Center / UHS)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: TMC Bonham Hospital (Texoma Medical Center / UHS)
Frequently Asked Questions
How many people live in Fannin County?â–¾
Fannin County has about 37,326 residents per the 2024 ACS 5-year estimates; 19% are age 65 or older.
Who are the top insurers in Fannin County?â–¾
The largest carriers in Fannin County are UnitedHealthcare (AARP), Humana, Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Fannin County?â–¾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include TMC Bonham Hospital (Texoma Medical Center / UHS).
How does the local hospital affect ACA plan options?â–¾
TMC Bonham Hospital's status as a Critical Access Hospital means limited in-network providers, impacting plan choices. Matt can help you navigate this unique situation.
When is the best time to enroll in Marketplace plans for Fannin County residents?â–¾
For most Fannin County residents, Annual Enrollment Period (AEP) from Oct 15-Dec 7 offers the broadest selection. Special enrollment periods may be available for life changes.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.