ACA Health Insurance in Ellis County, Texas. About 37,771 Medicare beneficiaries live here, with roughly 53 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and UnitedHealthcare. For free help comparing plans, call Giron Agency, a licensed Texas agency, or visit gironagency.com.
Ellis County, TX has about 232,400 residents per the 2024 ACS 5-year estimates (13% age 65 or older). The leading insurance carriers serving the county for aca health insurance include UnitedHealthcare, UnitedHealthcare, Baylor Scott & White. We compare options at no cost to you.
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The Ellis County aca health insurance market
Ellis County has about 232,400 residents, 13% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include UnitedHealthcare, UnitedHealthcare, Baylor Scott & White — but the right fit depends on your household size, income, and which doctors you want to keep. We compare UnitedHealthcare against every other carrier serving Ellis County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Ellis County at a glance
Population (2024 ACS)
232,400
Medicare beneficiaries
37,771
MA penetration
53%
Age 65 or older
13%
What makes Ellis County different: Ellis County is a southern exurban edge of the Dallas-Fort Worth Metroplex along the I-35E corridor, with Waxahachie and Midlothian absorbing fast suburban growth and Midlothian's cement and steel plants forming an industrial base. UnitedHealthcare's AARP plans dominate the Medicare Advantage market here (the top two plans alone hold over 5,200 enrollees), and the county is served by Baylor Scott & White-Waxahachie and Methodist Midlothian Medical Center.
Baylor Scott & White (BSW SeniorCare Advantage Select Rx HMO-POS)
4.5-star CMS rating
Humana
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Ellis County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Ellis County has 4
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Baylor Scott & White Medical Center - Waxahachie
▸Methodist Midlothian Medical Center
▸Ennis Regional Medical Center
▸Baylor Scott & White Heart Hospital - Waxahachie
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Major hospitals: Baylor Scott & White Medical Center - Waxahachie, Methodist Midlothian Medical Center, Ennis Regional Medical Center, Baylor Scott & White Heart Hospital - Waxahachie
Frequently Asked Questions
How many people live in Ellis County?▾
Ellis County has about 232,400 residents per the 2024 ACS 5-year estimates; 13% are age 65 or older.
Who are the top insurers in Ellis County?▾
The largest carriers in Ellis County are UnitedHealthcare (AARP Medicare Advantage Extras TX-27 HMO-POS), UnitedHealthcare (AARP Medicare Advantage Essentials TX-22 HMO-POS), Baylor Scott & White (BSW SeniorCare Advantage Select Rx HMO-POS), Humana. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Ellis County?▾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Baylor Scott & White Medical Center - Waxahachie, Methodist Midlothian Medical Center, Ennis Regional Medical Center, Baylor Scott & White Heart Hospital - Waxahachie.
How do UnitedHealthcare's AARP plans work in Ellis County?▾
UnitedHealthcare’s AARP plans are popular in Ellis County, with over 5,200 enrollees. These plans offer comprehensive coverage and are designed for individuals aged 65 and older.
When can I enroll in ACA Marketplace plans?▾
You can enroll during the Annual Enrollment Period (AEP) from October 15 to December 7, or during Special Enrollment Periods if you experience a qualifying life event. Seniors should also consider Open Enrollment for Medicare.
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