Sanford-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Seminole County, FL has 93,344 Medicare beneficiaries per CMS Q1 2024 data, with about 54% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana Gold Plus H1036, WellCare Premier, AdventHealth Advantage. We compare these plans for free and never charge a fee.
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About 54% of Seminole County's 93,344 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana Gold Plus H1036 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 33 Medicare Advantage plans are available in Seminole County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Seminole County different: Orlando MSA suburb — AdventHealth-aligned MA plans. Growing PR Medicare base (post-Maria migration).
Humana Gold Plus H1036 (HMO)
4-star CMS rating
WellCare Premier (HMO)
4-star CMS rating
AdventHealth Advantage (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Seminole County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Seminole County: Florida SHINE — Seminole — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Seminole County plans that fit your situation.
About 93,344 Floridians in Seminole County are enrolled in Medicare as of May 2026 CMS data. About 54% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Seminole County are Humana Gold Plus H1036 (HMO), WellCare Premier (HMO), AdventHealth Advantage (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — Seminole (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include AdventHealth Altamonte Springs, Orlando Health South Seminole Hospital, AdventHealth Lake Mary.
As of May 2026, about 33 Medicare Advantage plans are available to Seminole County residents, led by Humana Inc., UnitedHealth Group, Inc., Elevance Health, Inc., CVS Health Corporation. We compare all of them side by side at no cost.
Residents in Seminole County can choose from AdventHealth-aligned Medicare Advantage plans like Humana Gold Plus H1036. These plans offer comprehensive coverage and access to local hospitals, such as AdventHealth Altamonte Springs, ensuring convenient healthcare close to home.
Seniors can enroll during Annual Enrollment Period (AEP) from October 15th to December 7th each year. Additionally, they may qualify for Special Enrollment Periods if there are changes in their health or coverage needs.
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