Orlando-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
Orange County, FL has 224,677 Medicare beneficiaries per CMS Q1 2024 data, with about 62% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana Gold Plus H1036, WellCare Premier, Aetna Medicare Premier. We compare these plans for free and never charge a fee.
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Orange County posts one of the highest Medicare Advantage adoption rates in Florida — roughly 62% of its 224,677 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Florida average. Only 12% of Orange residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Florida agent fills. Humana Gold Plus H1036 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 36 Medicare Advantage plans are available in Orange County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes Orange County different: Growing Puerto Rican Medicare base (post-Maria migration). Orlando is one of the fastest-growing Hispanic Medicare markets in the U.S.
Humana Gold Plus H1036 (HMO)
4-star CMS rating
WellCare Premier (HMO)
4-star CMS rating
Aetna Medicare Premier (PPO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Orange County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Orange County: Florida SHINE — Orange — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Orange County plans that fit your situation.
About 224,677 Floridians in Orange County are enrolled in Medicare as of May 2026 CMS data. About 62% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Orange County are Humana Gold Plus H1036 (HMO), WellCare Premier (HMO), Aetna Medicare Premier (PPO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — Orange (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include AdventHealth Orlando, Orlando Regional Medical Center, Nemours Children's Hospital.
As of May 2026, about 36 Medicare Advantage plans are available to Orange County residents, led by Humana Inc., UnitedHealth Group, Inc., Elevance Health, Inc., Centene Corporation. We compare all of them side by side at no cost.
The increasing Puerto Rican Medicare beneficiaries in Orange County, influenced by post-Maria migration, have diversified insurance needs. Our local agent can tailor plans G, N, and high-deductible G to address these unique requirements.
You can enroll during Annual Enrollment Period (AEP) from October 15th to December 7th each year. Additionally, Special Enrollment Periods (SEPs) are available for life changes like moving or losing other coverage.
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