Liberty County at a glance
- Population (2024 ACS)
- 7,650
- Medicare beneficiaries
- 1,578
- MA penetration
- 69%
- Age 65 or older
- 14%
What makes Liberty County different:
Medicare Advantage in Liberty County, Florida. About 1,578 Medicare beneficiaries live here, with roughly 69 percent in Medicare Advantage plans. Top carriers include UnitedHealth Group, Inc. and Guidewell Mutual Holding Corporation. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Liberty County Medicare Advantage Plans
Bristol-area carriers, real enrollment data, free quotes from a licensed Florida agent.
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Matt Giron
Licensed in Texas
Liberty County Medicare Advantage — quick answer
Liberty County, FL has 1,578 Medicare beneficiaries per CMS Q1 2024 data, with about 69% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealth Group, Inc., Guidewell Mutual Holding Corporation, Humana Inc.. We compare these plans for free and never charge a fee.
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The Liberty County medicare advantage market
Liberty County posts one of the highest Medicare Advantage adoption rates in Florida — roughly 69% of its 1,578 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Florida average. Only 14% of Liberty residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Florida agent fills. UnitedHealth Group, Inc. currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name. Right now roughly 7 Medicare Advantage plans are available in Liberty County, so a side-by-side comparison genuinely matters. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Top Medicare Advantage plans in Liberty County
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UnitedHealth Group, Inc.
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Guidewell Mutual Holding Corporation
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Humana Inc.
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Liberty County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Liberty County has 0 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Major hospitals to verify
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Top Liberty carriers — network lookup
- UnitedHealth Group, Inc.
Search "UnitedHealth Group, provider directory" or call the carrier directly. - Guidewell Mutual Holding Corporation
Search "Guidewell Mutual provider directory" or call the carrier directly. - Humana Inc.
Humana provider finder ↗
Free help in Liberty County: Florida SHINE — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
Medicare AEP opens in 131 days
131 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Want to talk it through?
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Liberty County plans that fit your situation.
Local resources in Liberty County
- SHIP counseling: Florida SHINE — 1-800-963-5337
Frequently Asked Questions
How many Medicare beneficiaries live in Liberty County?
About 1,578 Floridians in Liberty County are enrolled in Medicare as of May 2026 CMS data. About 69% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Liberty County?
The largest carriers in Liberty County are UnitedHealth Group, Inc., Guidewell Mutual Holding Corporation, Humana Inc.. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Liberty County?
Florida SHINE (1-800-963-5337) provides free unbiased Medicare counseling.
How many Medicare Advantage plans are available in Liberty County?
As of May 2026, about 7 Medicare Advantage plans are available to Liberty County residents, led by UnitedHealth Group, Inc., Guidewell Mutual Holding Corporation, Humana Inc.. We compare all of them side by side at no cost.