St. Augustine-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
St. Johns County, FL has about 304,000 residents per the 2024 ACS 5-year estimates (20% age 65 or older). The leading insurance carriers serving the county for long-term care hybrid include Humana Gold Plus H1036, Florida Blue BlueMedicare, Aetna Medicare Premier. We compare options at no cost to you.
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St. Johns County has about 304,000 residents, 20% of them 65 or older. For long-term care hybrid, the carriers with the strongest local presence include Humana Gold Plus H1036, Florida Blue BlueMedicare, Aetna Medicare Premier — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H1036 against every other carrier serving St. Johns County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
What makes St. Johns County different: St. Augustine / Ponte Vedra Beach — Jacksonville-MSA's affluent retiree growth corridor. Mayo Clinic adjacent.
Humana Gold Plus H1036 (HMO)
4-star CMS rating
Florida Blue BlueMedicare (HMO)
4-star CMS rating
Aetna Medicare Premier (PPO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Long-Term Care Hybrid plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. St. Johns County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
Pick a time on Matt's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the St. Johns County plans that fit your situation.
St. Johns County has about 304,000 residents per the 2024 ACS 5-year estimates; 20% are age 65 or older.
The largest carriers in St. Johns County are Humana Gold Plus H1036 (HMO), Florida Blue BlueMedicare (HMO), Aetna Medicare Premier (PPO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — St. Johns (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Flagler Hospital, UF Health St. Johns, Baptist Medical Center South.
In St. Johns County, especially near St. Augustine and Ponte Vedra Beach, many retirees benefit from our Life + LTC riders, which can be added to existing life insurance policies, ensuring coverage for nursing home care without depleting your policy's death benefit.
Enrollment timing varies; however, Annual Enrollment Period (AEP) from Oct 15 to Dec 7 is ideal for seniors. Also consider Special Enrollment Periods (SEPs) if you experience life changes like marriage or birth.
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