117,723 Clearwater residents — independent comparisons from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt Giron
Licensed in Texas
What makes Clearwater different: Pinellas County — 25% age 65+. PPO-style MA plans with national networks outperform HMOs here due to heavy snowbird overlap.
Neighborhoods we cover: Downtown Clearwater · East Clearwater · Clearwater Beach · Largo Border
Part C plans that bundle hospital, medical, and usually drug coverage.
Plans G, N, and high-deductible G that fill the gaps in Original Medicare.
Standalone prescription drug plans, including the 2026 $2,100 out-of-pocket threshold.
Marketplace plans for under-65 Texans and Floridians, with subsidy verification.
$5,000-$50,000 simplified-issue whole life for funeral and burial costs.
10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.
Permanent insurance with guaranteed cash value and level premiums.
Pick a time — no sales pressure, no obligation. We'll walk through the plans that fit Clearwater.
Across Pinellas County (which includes Clearwater), the leading Medicare Advantage carriers are Humana Gold Plus H1036, UnitedHealthcare Group Medicare Advantage, Aetna Medicare Eagle. We work with all of them and most of the smaller carriers.
Major hospital systems in Pinellas County include BayCare Health System–Morton Plant Hospital, St. Anthony's Hospital, Bayfront Health St. Petersburg. Most MA plans build their networks around these systems — so the right plan depends on which hospital your doctor is affiliated with.
Two free options: (1) your local SHIP — Florida SHINE — Pinellas at 1-800-963-5337 — and (2) us. SHIP counselors give unbiased plan information but cannot enroll you. We can do both at no cost to you.
Accessibility
Text size