ACA Health Insurance in Jefferson County, Florida. About 4,223 Medicare beneficiaries live here, with roughly 65 percent in Medicare Advantage plans. Top carriers include Capital Health Plan and UnitedHealthcare/AARP. For free help comparing plans, call Giron Agency, a licensed Florida agency, or visit gironagency.com.
Jefferson County ACA Health Insurance — quick answer
Jefferson County, FL has about 15,091 residents per the 2024 ACS 5-year estimates (25% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Capital Health Plan, UnitedHealthcare/AARP, Humana. We compare options at no cost to you.
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The Jefferson County aca health insurance market
Jefferson County has about 15,091 residents, 25% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Capital Health Plan, UnitedHealthcare/AARP, Humana — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Capital Health Plan against every other carrier serving Jefferson County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in. Medicare Advantage enrollment figures reflect the latest CMS data (May 2026).
Jefferson County at a glance
Population (2024 ACS)
15,091
Medicare beneficiaries
4,223
MA penetration
65%
Age 65 or older
25%
What makes Jefferson County different: Jefferson County has no hospital within its borders and is a designated primary-care Health Professional Shortage Area, so its roughly 4,100 Medicare beneficiaries travel about 30 minutes west to Tallahassee (Leon County) for hospital care; about 17% of them (711) are dual-eligible for Medicaid, and the Tallahassee-based nonprofit Capital Health Plan HMO is the county's single largest Medicare Advantage plan.
Top carriers in Jefferson County
Capital Health Plan (HMO)
4.5-star CMS rating
UnitedHealthcare/AARP
4.5-star CMS rating
Humana
4.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Jefferson County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Jefferson County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Tallahassee Memorial HealthCare (Tallahassee, Leon County)
▸HCA Florida Capital Hospital / Capital Regional Medical Center (Tallahassee, Leon County)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Top Jefferson carriers — network lookup
Capital Health Plan 4.5★
Search "Capital Health provider directory" or call the carrier directly.
Major hospitals: Tallahassee Memorial HealthCare (Tallahassee, Leon County), HCA Florida Capital Hospital / Capital Regional Medical Center (Tallahassee, Leon County)
Frequently Asked Questions
How many people live in Jefferson County?▾
Jefferson County has about 15,091 residents per the 2024 ACS 5-year estimates; 25% are age 65 or older.
Who are the top insurers in Jefferson County?▾
The largest carriers in Jefferson County are Capital Health Plan (HMO), UnitedHealthcare/AARP, Humana. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Jefferson County?▾
Florida SHINE — Jefferson (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Tallahassee Memorial HealthCare (Tallahassee, Leon County), HCA Florida Capital Hospital / Capital Regional Medical Center (Tallahassee, Leon County).
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
